Trust center
Clear terms, your data respected, built to best practice.
Three things every anchor, bank and business asks us. Banks and partners get the full diligence pack under a non-disclosure agreement.
Who owes what, always stated
Every product page names who carries the obligation and what it costs, before anyone accepts.
Your data, used for what you asked
What we use your data for, and the rights you have over it, in plain words.
Built to best practice
Security and data protection built to best practice. Mtaji Technologies is registered with the Office of the Data Protection Commissioner as a Data Controller, identification 817-2862-F99A, certificate serial 23823, valid to 6 July 2028.
The legal ground: what every participant signs
The legal ground
One master agreement per party. Every program on terms you accepted once.
The paperwork is usually what slows a program down. Here it is one set of platform terms, one participation agreement for each party’s role, and programs switched on by configuration rather than by new contracts. Each statement below is a term of the platform agreements every participant accepts.
You sign once
- Each participant accepts one set of platform terms. They are written into every participation agreement and every program, so they are not renegotiated deal by deal.
- Each party signs one master participation agreement for its role. Adding a product to a program, raising its limit or adding a currency is an amendment agreed on the platform by the anchor, the financier and Mtaji, not a new master agreement.
Signed on the platform, protected at the moment you accept
- The parties agree that platform agreements may be formed and signed electronically, and that click-through acceptance by an authenticated user and advanced electronic signatures are valid signatures.
- Your account is protected at the moment you accept a trade or change your details.
You see the full cost before you commit
- SuppliersBefore every trade you see the product, the amount payable to you, every deduction: financier discount, platform fee, VAT, and the effective annualized cost.
- DistributorsEvery financing screen shows the full cost before you confirm: the amount financed, the total repayable, the due date and the effective annualized cost.
Your data, protected by design
- Built to best practice for security and data protection.
- Personal data is used to run the platform and your financing, to meet legal obligations such as anti-money-laundering and sanctions checks, and to keep the platform secure, prevent fraud and improve the service. Analytics use aggregated or anonymized data only, and optional uses such as marketing need your consent.
- You can ask to see, correct, erase, restrict or take a copy of the data you provided, or object to its use, through [email protected] or the platform. Erasure is subject to what the law requires Mtaji to keep.
- Your M-Score falls in one of three bands. Green is auto-eligible, Amber goes to a person for review, and Red is declined, and a decline can be reconsidered by a person. The band boundaries are set per program in the Program Terms Sheet. Yours is stated in the program you are enrolled in.
Registered with the data protection regulator
- Mtaji Technologies Limited is registered with the Office of the Data Protection Commissioner and is the data controller for the personal data it processes to run the platform.
The signed agreements themselves are shared with a named institution in diligence. Suppliers and distributors can read who can see your data in plain language.