Insights
Analysis on supply chain finance, SME credit and working capital in African markets.
Written for anchors, bankers and the suppliers and distributors between them.
Analysis · for financiers, suppliers and distributors
Seasonality and concentration in agricultural value chain finance
Agricultural chains are where supply chain finance can do the most good, and where its risks gather most tightly. What a financier should look at before the season turns.
Mtaji Insights · 31 October 2026 · 3 min read
Explainer · for financiers, suppliers and distributors
Shariah-compliant dealer finance: how a deferred-payment sale differs from a facility
Stock finance through a purchase and resale rather than an advance of money. What changes, and what a distributor still owes.
Mtaji Insights · 31 October 2026 · 2 min read
Explainer · for anchors, financiers
Records anyone can check: tamper-evident documents in invoice and order finance
Invoice and order finance depend on documents being what they claim to be. A fingerprint anyone can check narrows the room for one kind of fraud.
Mtaji Insights · 31 October 2026 · 2 min read
Explainer · for financiers, suppliers and distributors
Consent and the trading record: what a supplier or distributor agrees to share
A trading record helps a lender only if it can be shared, and it can be shared fairly only if the business understands what it agrees to.
Mtaji Insights · 31 October 2026 · 2 min read
Explainer · for financiers
How we will measure: the method behind the figures we will publish
Mtaji publishes the method before the figures, so the figures cannot later be fitted to it.
Mtaji Insights · 31 October 2026 · 2 min read
Analysis · for financiers
Underwriting the trade, not the balance sheet
Supply chain finance asks a credit team a second question: will the trade itself pay? Answering it well takes different habits, not only a new product sheet.
Mtaji Insights · 31 October 2026 · 2 min read
Earlier pieces
- Questions a credit committee should ask of a score it did not build · Analysis
- Letters of credit, open account and supply chain finance: matching the instrument to the trade · Explainer
- Inside a program: from an anchor’s approval to a financier’s decision · Explainer
- Working capital on both sides of an anchor’s trade · Analysis
- When a trading record becomes a credit file · Analysis
- Who owes the money: the obligor in each of five structures · Explainer
- Distributor finance, described plainly · Explainer
- B2B fintech: why Africa’s next big opportunity is not another consumer app · Perspective
- AfCFTA and the supply chain finance imperative · Analysis
- Responsible credit scoring and the future of financial inclusion in Africa · Analysis
- Africa’s SME financing gap is a credit infrastructure problem · Perspective
- Beyond collateral: how trading data is redefining credit in emerging markets · Analysis
- White-label supply chain finance: a new line of business for African banks · Perspective
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