For financial institutions
Choose by what your institution has: its own brand and book, an integration team, or neither.
A white-label, hosted by Mtaji
For a bank that wants SME assets under its own brand.
Your brand, your customers and your credit decisions, for suppliers waiting to be paid and distributors buying stock. Mtaji hosts and runs it.
Your team configures a program; Mtaji runs the platform.
Live in production as Natbizz, National Bank of Kenya’s own supply chain finance platform.
The marketplace, connected
For a bank or lender with an integration team.
A marketplace seat, straight through to your systems. Anchors you bring stay yours alone; programs Mtaji originates are allocated by documented rules.
Start light; deepen the connection as your book grows.
The marketplace, through the portal
For SACCOs and microfinance institutions.
Fund an anchor’s suppliers and distributors from a portal built for a smartphone. Your credit committee decides every facility.
No integration project: start in the portal.
| Mtaji Nguzo | Mtaji Kiungo and Mwanzo | |
|---|---|---|
| Whose brand the SME sees | Yours | Mtaji, or co-branded |
| Who owns the anchor relationship | You | You, for anchors you bring; Mtaji, for anchors it originates |
| Who onboards the anchors | You | You bring yours; Mtaji originates the rest |
| Which deals you see | Only yours | Your own anchors’ deals, and those allocated to you by rule |
| Core banking integration | In scope | Not required to start |
| Time to first disbursement | After branding and configuration | Sooner: the marketplace is running |
Commercial terms differ by license, are set per institution, and come before diligence.
How deeply your own systems connect. Each says which license it comes with; none is a price.
A bank running programs on its own book, end to end.
Comes with: Mtaji Nguzo, or Mtaji Kiungo.
Your core banking or loan management system is connected. Disbursement, repayment and limits run through your systems, your credit engine takes the M-Score as an input, and the program appears in your own books as your own asset.
A bank that wants to fund without a core banking project.
Comes with: Mtaji Nguzo, or Mtaji Kiungo.
A smaller integration surface: receive structured opportunities, return decisions, and confirm settlement through the rails you already use. The deeper connection can follow once the program has proven itself.
SACCOs and small MFIs.
Comes with: Mtaji Mwanzo.
No integration at all. A self-service portal, designed to be completed on a smartphone, where a credit officer reviews an opportunity, funds it and tracks it. It exists so that a lender without an engineering team can still participate.
DFIs and impact funds.
Comes with: The marketplace, as a participation funder.
Put capital behind programs that other financiers operate, on any anchor, and receive the impact reporting by side (supply and distribution) without running an origination desk or a lending operation of your own.
Shared under a confidentiality agreement, with every view recorded.
2. Agree how you take part
The terms of participation are set per institution, with Mtaji.
3. Stand behind programs others operate
On any anchor, including anchors a financier brought. The operating financier keeps the program and the anchor relationship.
4. Receive the impact reporting by side
For the suppliers an anchor buys from and the distributors it sells to, reconciled before it is reported, with any group smaller than five businesses suppressed.
Every connection option covers both sides: suppliers waiting to be paid, and distributors buying stock. The product pages state who owes the money under each.
One platform, one set of controls, one integration surface, whichever model you choose.
Tell us about your institution; we read it before the first call.