Find your anchor
Tell us the company you sell to or buy from. A person at Mtaji checks and replies within one working day.
Do you sell to a large company, or buy stock from one?
It is the first thing we need to know, because the two answers lead to different products with different costs and different obligations. We would rather ask than guess.
I sell to a large company
You are a supplier
Get paid early for goods you have already delivered.
I buy stock from a large company
You are a distributor
Finance the stock you buy.
Both? That is common, and it is two programs rather than a compromise between them. Start with whichever is more urgent: you can hold both.
What is an anchor?
If you sell to a large company
Your anchor
The large company you sell to and wait to be paid by. That company is your anchor.
It confirms your invoice
Your anchor runs a program on Mtaji and confirms each invoice you send it.
A bank pays you early
A bank in the program pays you on that confirmed invoice, before the due date.
If you buy stock from a large company
Your anchor
The large company you buy stock from to resell. That company is your anchor.
It confirms your order
Your anchor runs a program on Mtaji and confirms each stock order you place.
A bank pays for the stock
A bank in the program pays your anchor for the order, and you repay the bank on the agreed dates.
You do not need an account to start
Ask whether the company you trade with already runs a program, and see what you would need to qualify. No sign-up, and nothing shared with your anchor unless you ask us to.
Check your readiness
A gap list, not a score and not a rejection. Every gap links to a short module that closes it.
Is my data safe?
Who can see your invoices or your stock orders, whether your anchor sees your other trading relationships, and what happens if you leave.