Academy · Buy side · for distributors
Financing a stock purchase
Size a drawing from its repayment date backwards: show from dated sales against dated purchases that the stock turns, and from your receipts when your customers actually pay you, so you can say how much of an order will be cash in hand before the date.
The readiness gaps this closes
Gap this module closes
Your sales records do not show how your stock turns
A facility is repaid on its date whether or not the stock has sold, so a financier wants to see that your stock does sell: dated sales records against dated purchases, kept in one place, are what show it.
Gap this module closes
You cannot show that cash from your customers arrives before a repayment date
Under the documented terms every drawing carries a repayment date, and the full amount is due on it whether or not the stock has sold. A financier asks whether the business brings in enough cash, at the right time, to meet that date. What strengthens your position is a record of when your customers actually pay you against when you bought (cash sales, mobile-money receipts, and any credit you give your own customers and when it comes back) so the shape of your income can be read against a fixed date.
When the Academy opens
This module will be delivered through the Academy with your progress and completion recorded, reached from this site without a second login. Until then the short version above covers the essentials.