Help center

Documents, checks and assessments

• What does a credit assessment actually look at?

  A financier is trying to answer three questions (can you pay, will you pay, and what happens if you do not) from whatever evidence it can see. Supply chain finance changes what counts as evidence.

  Documents, checks and assessments · both sides

• What does M-Score measure, and how do I improve mine?

  M-Score is a credit assessment built from how your business trades with its anchor. It measures three things, it places you in one of three bands with a person available to review, and the biggest thing you can do for it is get your anchor relationship recognized.

  Documents, checks and assessments · both sides

• How do I renew my tax compliance certificate?

  File every return you owe, clear or arrange what is outstanding, then apply through KRA’s iTax portal. A lapsed certificate is one of the most common readiness gaps and one of the fastest to close.

  Documents, checks and assessments · both sides

• What documents will I be asked for as a supplier or distributor?

  Proof of your business when you register, then the papers of each trade: the order, the offer letter you accept and, on the supply side, the papers that let your vendors be paid.

  Documents, checks and assessments · both sides

• What will a financier ask me, as a supplier, before paying me early?

  Who your anchor is, whether the invoice or order is real and approved, whether your business is in good standing, and whether anyone else already has a claim on that invoice: have the answers ready before you are asked.

  Documents, checks and assessments · supply side

• How do I prepare for a financier’s questions as a distributor?

  On the buy side the financier looks to you for repayment, so its questions are about your business, your trading with your anchor, and what secures the facility.

  Documents, checks and assessments · buy side